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Take Your Water Bottle With You When You Leave Your Car

Filed Under (Health and Wellbeing) by admin on 18-09-2008

Take Your Water Bottle With You When You Leave Your Car

by James B. LaValle

You know that water bottle you carry with you everywhere? Or the bottles you use to feed your baby? If they’re plastic, they could be making you or your baby very sick. Fortunately, there’s one easy step you can take to protect yourself and your loved ones from the “toxic” effects of plastic.

The bottles you use may contain bisphenol A (BPA), an “endocrine disrupter” used to add strength to clear plastics. BPA can mimic, mask, or interfere with the effects of the body’s natural hormones. It’s been linked to prostate and breast cancer, and to neurological disorders in children.

The growing body of evidence was sufficient for the U.S. government to issue a warning: “the possibility that bisphenol A may alter human development cannot be dismissed.” The Canadian government went further, listing BPA as a toxic substance, and banning the use of polycarbonate baby bottles. Children are exceptionally vulnerable to BPA because they are still growing and developing, but adults are also at risk.

But there’s one simple thing you can do right now to safeguard your family’s health. Researchers at the University of Cincinnati found high temperatures from exposure to boiling water produced a 40-fold increase in the rate of BPA release, regardless of the bottle’s age.

So don’t heat that plastic. Microwave your beverages and food in glass or ceramic dishes. Never heat plastic baby bottles, and wash your plastic containers by hand to avoid the high temperatures in your dishwasher.

And take that water bottle with you when you leave your car in the hot sun.

This article appears courtesy of Early To Rise, the Internet’s most popular health, wealth, and success e-zine. For a complimentary subscription, visit http://www.earlytorise.com.

How School and Family Keep Us “In the Matrix”

Filed Under (Wealthy and Wise) by admin on 17-09-2008

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How School and Family Keep Us “In the Matrix”: Part 1

By Bill Conde for The Q Wealth Report

As I approach my fortieth birthday, having never had a job – at least, not a nine to five – I thought it would be interesting to take a look at some of the ways in which people are kept “inside the matrix”.

It starts when we are very young. Do you remember the early days of your childhood, when you were happy to take on anything… when you loved life just for the moment? When you weren’t afraid of bills, tax men, mortgages and so on?

At five or six years old, we were all happy to volunteer answers – even if we didn’t know them! We were happy to get on a bike, give it a go, fall over, then get back on again. Yet by the time most people are 15 – 20 years old, enthusiasm has waned, fears have set in, and risk aversion becomes the norm.

How does this affect wealth creation?

Here are some of the ways we are subtly taught to be poor.

How many of you are familiar with any of the following terms:

“Money doesn’t grow on trees!”

“We can’t afford it”

“Money doesn’t buy you happiness.”

“You have to work hard to be rich”

“They don’t deserve that”.

Do any of those strike a chord with you? You may well have made your own way in the world, and there is a chance you may have had enlightened teachers or parents who did not say things like that, but my guess is that the vast majority of us nod our heads when we hear these phrases, and say “yes, I remember Mum and Dad, or Uncle Jimmy saying that to me”.

Fast forward to the present day. How about this one:

“That’s way too risky.”

This is usually a comment about investing of some kind, when the alternative is saving. The wealthy invest all the time and keep generating more. The poor and middle class save money and never have any spare.

At school we’re taught that the best thing to do is to learn all the nonsense they throw at us, so that we can go out there and get a good job. A safe job. A secure job. But in the world of electronic communication and the Internet, this truly has to be the worst advice. Why get a job, when companies come and go, people make fortunes and lose them and make them again, almost in the blink of an eye?

There is certainly nothing safe about a normal job if all you have to fall back on is the state/government pension. Who knows what is going to happen to government coffers when the baby boomers all reach retirement age? If governments turn round and say “Err, sorry we can’t afford it”, what do those people do? They’ll be wishing they had “taken risks” investing instead of backing the government donkey.

Note: The Q Wealth Report is offering blog readers a free 12-part course on Offshore Wealth Creation. Easy, bite-size instalments will be delivered to your inbox every few days. To learn more, click here.

How School and Family Keep Us “In the Matrix”: Part 2

By Bill Conde for The Q Wealth Report

In my last blog entry I wrote about some of the cliches we have all heard, which taught us to be poor from a young age. Now here’s the cliche of cliches:

“Money doesn’t buy you happiness.”

A friend of mine says, “Yeah, but I’d rather cry in the back of a Rolls Royce than the back of a mini!”

Then there’s all the guff about materialism and spiritualism being opposed, which is nonsense. Being wealthy does not make you a charlatan just as being poor does not make you spiritual.

This one often comes down to a religious edict of some kind. Religion is the other great stifler of financial success (unless you happen to be part of the religion’s administration, in which case it is just fine for you to accept as much money as possible!). Perhaps the best known challenge to wealth from the Bible is

“It is easier for a camel to go through the eye of a needle than for a rich man to enter the gates of heaven”.

No kidding! Gee, shucks I better stay poor then, otherwise we’re doomed to a life of roasting on eternal barbeques.

Yet I ask you this: who can give more to charities, local schools, any good cause? Is it the poor who are too terrified of making money, or the rich, who can donate in large amounts? Who has done more to help the poor, you or Bill Gates?

You see how serious that gets? How deeply entrenched are the mechanisms whereby we spurn or reject opportunities that could bring us untold riches?

Then there is the classic:

“The love of money is the root of all evil”,

which normally gets shortened to “Money is the root of all evil”. So, the mind is thinking, “Yuk, if I get rich, I’m going to be evil.” Not only that, but if I make lots of money, I’ll be one of the

“Stinking Rich, the Filthy Rich”

That money stuff sure is bad news. Makes me filthy, stinking, dirty. Don’t want that.

So people stay poor. Supposedly safe inside the cosy hologram that is their day to day job, until the economy collapses, or they get made redundant, or they die.

What about:

“Never a borrower or a lender be!”

Shucks, that cuts out buying a house, or an apartment, or even a hotel, or how about a chain of hotels – if you’re thinking of taking out a dreaded mortgage! Forget the leverage such an investment tactic gives you. No, no, stay inside, watch a reality show and don’t take any risks!!

OK, that’s enough ranting from me. But I hope you see where I’m coming from. It doesn’t take a rocket scientist to figure out why all these blocks have been put in place. Rulers do not really want all their subjects to become financially independent. When that happens, there is a potential threat to the ruler (whether that is a king, a pope, a priest, a government or a military junta).

Governments worldwide cottoned on to what religions had been doing for centuries: teach the people to be poor, and give the rulers all their wealth! Simple, but very effective.

Now of course, information can travel around the world with the click of a mouse, so things are opening up for everybody. People are challenging preconceptions they have long held to be “truths”. This is great, because the big myth spouted by government and the media is that there is a finite amount of wealth, that we cannot all be rich at the same time (materially rich that it). This is just as stupid as saying the earth is flat. But then, remember what happened to Galileo when he suggested otherwise!

Poverty consciousness is the phrase used by many wealth-gurus to encapsulate the state of mind people are educated into by parents, teachers and media. I prefer the term “keeping us in the matrix.”

In fact, I would go further than that, for what happens is that people lose any sense of their own power, their innate value, their ability to achieve success overnight – and we all have these things. Poverty consciousness is actually denial of self. It is “unreality dependence”, a state where the individual has accepted the mainstream views and will fight to support them even to his or her own expense.

Changing our own reality is the key to changing our wealth, whether material, spiritual or physical.

It is as easy as waking up in the morning and saying “I am rich”.

Note: The Q Wealth Report is offering blog readers a free 12-part course on Offshore Wealth Creation. Easy, bite-size instalments will be delivered to your inbox every few days. To learn more, click here.

How School and Family Keep Us “In the Matrix”: Part 1

By Bill Conde for The Q Wealth Report

As I approach my fortieth birthday, having never had a job – at least, not a nine to five – I thought it would be interesting to take a look at some of the ways in which people are kept “inside the matrix”.

It starts when we are very young. Do you remember the early days of your childhood, when you were happy to take on anything… when you loved life just for the moment? When you weren’t afraid of bills, tax men, mortgages and so on?

At five or six years old, we were all happy to volunteer answers – even if we didn’t know them! We were happy to get on a bike, give it a go, fall over, then get back on again. Yet by the time most people are 15 – 20 years old, enthusiasm has waned, fears have set in, and risk aversion becomes the norm.

How does this affect wealth creation?

Here are some of the ways we are subtly taught to be poor.

How many of you are familiar with any of the following terms:

“Money doesn’t grow on trees!”

“We can’t afford it”

“Money doesn’t buy you happiness.”

“You have to work hard to be rich”

“They don’t deserve that”.

Do any of those strike a chord with you? You may well have made your own way in the world, and there is a chance you may have had enlightened teachers or parents who did not say things like that, but my guess is that the vast majority of us nod our heads when we hear these phrases, and say “yes, I remember Mum and Dad, or Uncle Jimmy saying that to me”.

Fast forward to the present day. How about this one:

“That’s way too risky.”

This is usually a comment about investing of some kind, when the alternative is saving. The wealthy invest all the time and keep generating more. The poor and middle class save money and never have any spare.

At school we’re taught that the best thing to do is to learn all the nonsense they throw at us, so that we can go out there and get a good job. A safe job. A secure job. But in the world of electronic communication and the Internet, this truly has to be the worst advice. Why get a job, when companies come and go, people make fortunes and lose them and make them again, almost in the blink of an eye?

There is certainly nothing safe about a normal job if all you have to fall back on is the state/government pension. Who knows what is going to happen to government coffers when the baby boomers all reach retirement age? If governments turn round and say “Err, sorry we can’t afford it”, what do those people do? They’ll be wishing they had “taken risks” investing instead of backing the government donkey.

Note: The Q Wealth Report is offering blog readers a free 12-part course on Offshore Wealth Creation. Easy, bite-size instalments will be delivered to your inbox every few days. To learn more, click here.

How School and Family Keep Us “In the Matrix”: Part 2

By Bill Conde for The Q Wealth Report

In my last blog entry I wrote about some of the cliches we have all heard, which taught us to be poor from a young age. Now here’s the cliche of cliches:

“Money doesn’t buy you happiness.”

A friend of mine says, “Yeah, but I’d rather cry in the back of a Rolls Royce than the back of a mini!”

Then there’s all the guff about materialism and spiritualism being opposed, which is nonsense. Being wealthy does not make you a charlatan just as being poor does not make you spiritual.

This one often comes down to a religious edict of some kind. Religion is the other great stifler of financial success (unless you happen to be part of the religion’s administration, in which case it is just fine for you to accept as much money as possible!). Perhaps the best known challenge to wealth from the Bible is

“It is easier for a camel to go through the eye of a needle than for a rich man to enter the gates of heaven”.

No kidding! Gee, shucks I better stay poor then, otherwise we’re doomed to a life of roasting on eternal barbeques.

Yet I ask you this: who can give more to charities, local schools, any good cause? Is it the poor who are too terrified of making money, or the rich, who can donate in large amounts? Who has done more to help the poor, you or Bill Gates?

You see how serious that gets? How deeply entrenched are the mechanisms whereby we spurn or reject opportunities that could bring us untold riches?

Then there is the classic:

“The love of money is the root of all evil”,

which normally gets shortened to “Money is the root of all evil”. So, the mind is thinking, “Yuk, if I get rich, I’m going to be evil.” Not only that, but if I make lots of money, I’ll be one of the

“Stinking Rich, the Filthy Rich”

That money stuff sure is bad news. Makes me filthy, stinking, dirty. Don’t want that.

So people stay poor. Supposedly safe inside the cosy hologram that is their day to day job, until the economy collapses, or they get made redundant, or they die.

What about:

“Never a borrower or a lender be!”

Shucks, that cuts out buying a house, or an apartment, or even a hotel, or how about a chain of hotels – if you’re thinking of taking out a dreaded mortgage! Forget the leverage such an investment tactic gives you. No, no, stay inside, watch a reality show and don’t take any risks!!

OK, that’s enough ranting from me. But I hope you see where I’m coming from. It doesn’t take a rocket scientist to figure out why all these blocks have been put in place. Rulers do not really want all their subjects to become financially independent. When that happens, there is a potential threat to the ruler (whether that is a king, a pope, a priest, a government or a military junta).

Governments worldwide cottoned on to what religions had been doing for centuries: teach the people to be poor, and give the rulers all their wealth! Simple, but very effective.

Now of course, information can travel around the world with the click of a mouse, so things are opening up for everybody. People are challenging preconceptions they have long held to be “truths”. This is great, because the big myth spouted by government and the media is that there is a finite amount of wealth, that we cannot all be rich at the same time (materially rich that it). This is just as stupid as saying the earth is flat. But then, remember what happened to Galileo when he suggested otherwise!

Poverty consciousness is the phrase used by many wealth-gurus to encapsulate the state of mind people are educated into by parents, teachers and media. I prefer the term “keeping us in the matrix.”

In fact, I would go further than that, for what happens is that people lose any sense of their own power, their innate value, their ability to achieve success overnight – and we all have these things. Poverty consciousness is actually denial of self. It is “unreality dependence”, a state where the individual has accepted the mainstream views and will fight to support them even to his or her own expense.

Changing our own reality is the key to changing our wealth, whether material, spiritual or physical.

It is as easy as waking up in the morning and saying “I am rich”.

Note: The Q Wealth Report is offering blog readers a free 12-part course on Offshore Wealth Creation. Easy, bite-size instalments will be delivered to your inbox every few days. To learn more, click here.

Day Trading as your Day Job?

Filed Under (International Investing) by admin on 10-09-2008

By Peter Macfarlane for The Q Wealth Report

During holiday times our minds often dream of easy money, of not having to go back to our day job. And that, of course, is what The Q Wealth Report is all about – creating, preserving and growing wealth, so you can live in the paradise of your choice and not have to work a day job for an employer.

Day trading, whether it be futures, options, forex, or other contracts, looks like a perfect solution. In theory you can trade for a few hours a day from your laptop and spend the rest of the time on the beach. Many people I talk to these days have enrolled on ‘day trading courses’ and such like, with various self-styled gurus – and they are preparing to go it alone as soon as they can.

A word of caution here, however: day trading is dangerous to your wealth!

What I mean is that out of all the people I talk to who want to become day traders, the vast majority end up losing money. No doubt some people can do very well at this, but they are in a small minority. Getting rich generally requires not just skills, but hard work.

So what is the best course of action?

· If you’ve decided you would like to give day trading a try, go ahead. Just please don’t invest more than you can comfortably afford to lose. That means, invest no more than 5% of your total portfolio. Build up profits until you can withdraw your entire initial risk capital, then feel free to play with the profits. That’s the smart, conservative way of doing it.

· Remember also that there are plenty of good opportunities there in the markets without having to invest in short term trades. By all means invest in the stock market, but keep some of your wealth in more conservative instruments – like regular stocks. Day trading is simply gambling against other speculators on very short term movements. Fundamentals do affect markets, but over periods of weeks or months or years, not from one minute to the next.

· Keep another day job besides day trading. That doesn’t mean you have to sit behind a desk working for an employer, but diversify your income streams so you don’t have to rely on just one source of income.

So by all means try day trading or forex markets, but only with a tiny risk capital, and be prepared to lose everything.

Note: if you are looking for a good offshore brokerage house that offers online access to world markets from an offshore base, which will allow you to open accounts with offshore corporations and foundations, Q Wealth can refer you to the largest and oldest established independent brokerage house in Panama, with which a number of our clients have been very happy. To preserve the confidentiality of our members we won’t publish the name here in public, but you will find them listed in the Q Practical Offshore Banking Guide 2008 which is free for download in the Members’ Section.

Google’s Chrome Browser = Spyware

Filed Under (Privacy Newswire) by admin on 07-09-2008

Google’s Chrome Browser Calling Home: Blatant Spyware – the Proof

A privacy expert has proved conclusively Google’s new Chrome browser ‘phones home’ extensively, putting it undeniably in the category of spyware. It’s another PR disaster in the making for the crowd at Google.

On the other hand, internet marketers will be pleased to note that Chrome offers some viable options for turning the tables against them for more efficient organic SEO .  Here’s the link..

http://fantomaster.com/fantomNews/archives/2008/09/05/googles-chrome-browser-calling-home-blatant-spyware-the-proof/

US Govt takes over Fannie and Freddie

Filed Under (International Investing) by admin on 07-09-2008

by Peter Macfarlane for The Q Wealth Report

Well, today’s Sunday, I’m still on my annual vacation… but I just saw on the news that the US Treasury Department has finally made the decision to take over Fannie Mae and Freddie Mac.

“Fannie Mae and Freddie Mac are so large and so interwoven in our financial system that a failure of either of them would cause great turmoil in our financial markets here at home and around the globe,” said Treasury Secretary Henry Paulson Jr, according to the International Herald Tribune.

We’ll certainly be hearing a lot more about this. I’ll be blogging more on the subject on my banking blog at www.petermacfarlane.net

Is Your Bank About to Collapse?

Filed Under (Offshore and Private Banking) by admin on 02-09-2008

Checking the latest news last week, we noticed an ad on the IRA home page that asked “How’s My Bank?” and directed readers to a just-introduced service through which IRA will, for a small fee, explain the hidden risks on individual banks’ balance sheets and income statements.

So, if your bank is about to collapse, they’ll hopefully warn  you ahead of time.

We don’t normally direct our visitors to specific ads… but this service is so timely that it’s worth highlighting.

Access it via this link:

http://us1.institutionalriskanalytics.com/Cart/login.asp

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